Accountants for Royal Tunbridge Wells
Royal Tunbridge Wells is a historic spa town known for the Pantiles, its independent shops and restaurants, and a strong base of professional services. Many residents run consultancies, practices and owner-managed companies, often from home or from small offices in the town centre, while others commute to London and hold investment property. Their accounting needs tend to centre on planning: how to take income efficiently, how to manage property and what to expect from tax changes.
We work with Tunbridge Wells clients remotely, using secure document sharing, cloud software and video calls.
Owner-managed companies and consultants
For directors of small companies, we prepare company accounts and Corporation Tax returns, and we look closely at how you pay yourself. With dividend tax rates increased from April 2026, the balance between salary, dividends and pension contributions is worth reviewing. Our dividend planning service checks distributable reserves, prepares the paperwork and plans timing around your personal tax position.
Medical, dental and healthcare practices
GPs, dentists, consultants and private practitioners have specific accounting considerations, from NHS pension contributions and practice partnership accounts to private income and associate arrangements. Our medical and dental accounts service covers practice accounts and the personal tax returns that go with them.
Landlords and property investors
Many Tunbridge Wells residents own rental property, sometimes several. We prepare landlord accounts and tax returns, explain the restriction on mortgage interest relief and help with the reporting of gains when you sell. If you are considering moving a portfolio into a company, our property incorporation advice looks at the tax costs and practical points before you commit.
How we work
- An initial conversation about your circumstances and objectives.
- A clear written scope and quote before any work starts.
- Annual planning discussions ahead of your year end, not just after it.
- Accountant access to your software through its official invitation, never your password.
What we will need from you
Company details and previous accounts, bank statements, payroll and dividend records, details of pension contributions, rental income and costs, mortgage statements for let properties and any HMRC correspondence.
Selling a business or retiring
If you are planning to sell your company or practice, or to retire from it, the tax treatment of the proceeds can vary considerably depending on how the sale is structured. We can look at whether Business Asset Disposal Relief may apply, what conditions need to be met and how to plan the timing, working alongside your solicitor and any corporate finance adviser.
We also support clients in Paddock Wood and Maidstone. If you are based in Royal Tunbridge Wells, request a call back through our enquiry form.
Accountants in Royal Tunbridge Wells: common questions
Should I take a salary or dividends from my company?
Most owner-managers take a combination, but the right balance depends on your other income, the company's profits, National Insurance and the dividend tax rates for the year. We model the options for your circumstances and review them as rules change.
Can you help a dental associate with their tax return?
Yes. Self-employed associates need to report their practice income and claim allowable expenses such as professional subscriptions, indemnity and training. We also take account of NHS pension contributions where relevant and prepare the Self Assessment return.
Is it worth moving my rental properties into a company?
It can suit some landlords, particularly higher-rate taxpayers with significant borrowing, but transferring properties can trigger Capital Gains Tax and Stamp Duty Land Tax, and lenders may need to refinance. We set out the costs and ongoing differences so you can decide.
Do you offer investment or pension advice?
No. We do not provide regulated investment or financial advice. We can explain the tax effect of pension contributions or investments you are considering, and work alongside your financial adviser so that tax and financial planning fit together.